Home Purchase/Refinance

Have you found your dream home but can't get financing due to low credit scores? Don't have enough down payment for your pucrhase? Are you in or just out of bankruptcy and need cash or just want to buy a property? If you answered yes to any of these questions we may be able to help. Due to recent and constant changes in the real estate market we are now focusing on offering government as and conventional loans to the first time home buyer as well as refinancing loans for those with tarnished credit in the state of Florida only. We also offer many down payment assistance programs.

We have licensed mortgage brokers in our staff working with Innovative Mortgage Services in the state of Florida, but focusing in the South Florida area to offer you the best mortgage programs at very competitive rates.

We offer a wide variety of programs to help the consumer become a home owner even in these challenging economic times:

• FHA Financing – available even if your credit is in the high 500’s. Financing up to 97% on purchases and 95% on refinances. The 3% down payment can come from a variety of sources as described below.
• First Time Home Buyer – we have access to federal, state, county and even city level programs to provide financial assistance to the first time home buyer.
• Rural Area(USDA) Loans – get 100% financing if purchasing a house in specific areas. You could even finance closing costs too!
• Down Payment Assistance – there are many private and public fund programs to assist with your down payment and closing costs on a purchase. 
• Conventional Financing – up to 97% financing available on certain programs.
• JUMBO Loans- get financing up to $3M with our JUMBO loan program.

Inquire about our many other programs. Please visit our website at www.floridamortgagecoach.com for great resources to inform yourself before you buy to make sure you make the right decision.