Life Settlements

Attention Seniors! Do you have a life insurance policy that you can no longer afford? Are you in need of cash for your prescription drugs or any other need? Do not cancel your policy until you talk to us! We can buy that policy from you and give you a lot more cash than the surrender value your insurance is willing to pay.

Until recently, the owner of an unneeded or unwanted life insurance policy had two options – sell the policy back to the institution that issued it for its cash surrender value (if any) or allow the policy to lapse. By utilizing the services of JES Funding Solutions, your life insurance policy will be submitted throughout the secondary market.

HERE IS HOW IT WORKS
Suppose you have a $500,000 life policy and your are making payments regularly. We have several underwriters that will provide quotes on your policy thereby giving you the options to select the best offer for your policy. JES Funding Solutions will broker an existing policy for an amount greater than the policy's cash surrender value, or greater than the amount the policy owner would receive if they choose to allow the policy to lapse. We would then continue to make your policy payments for you as long as necessary to ensure that policy will never expire until you pass away.

Selling your existing life policy not only provides a cash advance today, but it will also free up additional cash every month as you will no longer need to make any premium payments. We will do that for you as part of our cost. This would give you the capability of not having to incur in the expensive process of obtaining a home equity loan or even a reverse mortgage.

You can use the funds for anything such as:

• Medical bills
• Prescription drugs
• Home improvements
• Automobile
• Any other needs
  
  

• You would have to be 65 or older
• Have significant health challenges
• Life expectancy under 10 years
• Minimum $100K policy amount. We might consider slightly lower amounts.

Learn how you can benefit by allowing JES Funding Solutions to provide a FREE NON-BINDING APPRAISAL of any life insurance policy today.

When properly employed, a life settlement offers an opportunity for you to benefit from when no longer wanted or needed insurance coverage.